描述
Application System Products
Providing a series of business and technology products for the banking sector, with customized solutions.
APPLICATION SYSTEM PRODUCTS
Application System Products
描述
Debit Card Produc

Rapidly and flexibly build mobile and multi-currency debit card products, integrating service capabilities for both internal and external channel connections.

  • 1. Support online instant card issuance, non-instant card issuance, batch automatic card replacement and other modes. 2. Support issuance of cards for various card organizations, including single-currency cards and multi-currency cards. 3. Support flexible configuration of different card number ranges for different card types.
    Flexible Card Issuance Customization
    1. Support online instant card issuance, non-instant card issuance, batch automatic card replacement and other modes. 2. Support issuance of cards for various card organizations, including single-currency cards and multi-currency cards. 3. Support flexible configuration of different card number ranges for different card types.
  • 1. The debit card product provides multiple channels for card opening and card information maintenance, such as teller counters, online banking and mobile banking. 2. Connect with the bank's self-service terminal devices, such as ATMs, cheque deposit machines and passbook printers, and support integration with mainstream card organization networks including JETCO, EPSCO, CUPY, Visa and Mastercard.
    Channel Integration Capabilities
    1. The debit card product provides multiple channels for card opening and card information maintenance, such as teller counters, online banking and mobile banking. 2. Connect with the bank's self-service terminal devices, such as ATMs, cheque deposit machines and passbook printers, and support integration with mainstream card organization networks including JETCO, EPSCO, CUPY, Visa and Mastercard.
  • 1. Provide users with multidimensional data output, including SMS messages, reports and real-time monitoring. 2. Automatically store and replay transaction messages to improve channel testing efficiency. Risk Control Configuration Flexible configuration of transaction limits, whitelists and blacklists, exception rules and other controls to ensure business security.
    Capability Upgrade
    1. Provide users with multidimensional data output, including SMS messages, reports and real-time monitoring. 2. Automatically store and replay transaction messages to improve channel testing efficiency. Risk Control Configuration Flexible configuration of transaction limits, whitelists and blacklists, exception rules and other controls to ensure business security.
  • Flexible configuration of transaction limits, whitelists and blacklists, exception rules and other controls to ensure business security.
    Risk Control Configuration
    Flexible configuration of transaction limits, whitelists and blacklists, exception rules and other controls to ensure business security.
描述
Credit Reporting Submission Product

Rapidly and flexibly build localized Hong Kong credit reporting regulatory submission products, integrating the bank's internal systems with regulatory platforms.

描述
Retail Credit

A data-driven, cloud-architecture retail credit system supporting online and offline multi-channel operations.

  • Second-level approval, automatic approval for online business and fast routing for offline business.
    Second-Level Processing
    Second-level approval, automatic approval for online business and fast routing for offline business.
  • Connect with multi-party data, build multidimensional risk control models and make real-time decisions.
    Real-Time Big Data Risk Control
    Connect with multi-party data, build multidimensional risk control models and make real-time decisions.
  • Support flexible product parameter configuration, rapid release, effective validation and multi-channel integration
    Rapid Product Launch
    Support flexible product parameter configuration, rapid release, effective validation and multi-channel integration
  • Cover the full range of services including application intake, acceptance, approval, early warning, collection, write-off, customer management, risk control and quota pricing, providing a complete solution.
    Complete Solution
    Cover the full range of services including application intake, acceptance, approval, early warning, collection, write-off, customer management, risk control and quota pricing, providing a complete solution.
描述
  • Focusing on the development of the digital renminbi ecosystem, the solution creates distinctive digital renminbi scenarios based on innovation in traditional scenarios, such as payment and settlement in the logistics industry, public transportation payments and digital renminbi loans.
    Multi-Scenario Application Innovation
    Focusing on the development of the digital renminbi ecosystem, the solution creates distinctive digital renminbi scenarios based on innovation in traditional scenarios, such as payment and settlement in the logistics industry, public transportation payments and digital renminbi loans.
  • Support wallet opening and closing, account binding and unbinding, wallet upgrades and other functions. Provide parent-child wallet management functions for different scenarios.
    Wallet Management
    Support wallet opening and closing, account binding and unbinding, wallet upgrades and other functions. Provide parent-child wallet management functions for different scenarios.
  • Bank customers can use the bank's own channels and the co-built digital renminbi app to handle a variety of digital renminbi services, including card binding and signing, authentication upgrades, wallet top-up, bank deposit, transfer and payment on behalf of others.
    Digital Renminbi Transactions
    Bank customers can use the bank's own channels and the co-built digital renminbi app to handle a variety of digital renminbi services, including card binding and signing, authentication upgrades, wallet top-up, bank deposit, transfer and payment on behalf of others.
  • Support multiple digital renminbi payment methods, such as online payment, QR code payment and tap-to-pay, as well as fee calculation, order management and in-process risk control.
    Digital Renminbi Acquiring Transactions
    Support multiple digital renminbi payment methods, such as online payment, QR code payment and tap-to-pay, as well as fee calculation, order management and in-process risk control.
Digital Renminbi (e-CNY)

For urban commercial banks, rural commercial banks, and regional banks, quickly access the digital RMB ecosystem and realize the application of digital RMB in multiple scenarios

描述
Integrated Payment

Build a bankwide integrated payment platform that is mobile, intelligent and cloud-based. Integrate payment service capabilities to meet payment innovation needs.

  • Provide multiple payment methods across scenarios including app, WAP, official account, E-POS and PC. Aggregate multiple payment channels such as Alipay, WeChat Pay and UnionPay, and support intelligent routing across channels.
    All-Scenario, Multi-Channel
    Provide multiple payment methods across scenarios including app, WAP, official account, E-POS and PC. Aggregate multiple payment channels such as Alipay, WeChat Pay and UnionPay, and support intelligent routing across channels.
  • Support multi-level management of channel partners and their subordinate merchants, such as merchant onboarding and maintenance, and support channel profit sharing. Provide a merchant center and self-service functions for channels and merchants to reduce operational investment.
    Multi-Level Merchant Management
    Support multi-level management of channel partners and their subordinate merchants, such as merchant onboarding and maintenance, and support channel profit sharing. Provide a merchant center and self-service functions for channels and merchants to reduce operational investment.
  • Flexibly configure fee calculation methods, settlement modes and parameters.
    Fees and Settlement
    Flexibly configure fee calculation methods, settlement modes and parameters.
  • Provide data report output at each stage for the platform, merchants and users.
    Multidimensional Report Output
    Provide data report output at each stage for the platform, merchants and users.
  • Flexible configuration of transaction limits, whitelists and blacklists, exception rules and other controls to ensure business security.
    Risk Control Configuration
    Flexible configuration of transaction limits, whitelists and blacklists, exception rules and other controls to ensure business security.
描述
Scenario-Based Finance

Using customers, scenarios, data and operations as key levers, and focusing on the bank's foundational capabilities and strong business areas, comprehensively expand inclusive finance scenarios.

  • Leverage regional development advantages and focus on low-carbon, government affairs, retail, trade and credit fields, actively exploring application models for financial services.
    Focus on Multiple Business Fields
    Leverage regional development advantages and focus on low-carbon, government affairs, retail, trade and credit fields, actively exploring application models for financial services.
  • Combine increasingly mature technologies such as smart contracts and blockchain with various scenarios to improve the security and convenience of the bank's scenario-based finance.
    Technology-Led Innovation
    Combine increasingly mature technologies such as smart contracts and blockchain with various scenarios to improve the security and convenience of the bank's scenario-based finance.
  • Achieve multi-party coexistence, win-win outcomes and ecosystem collaboration, with results widely applied in e-commerce trade, top-up and bill payment, fund and wealth management, and lifestyle services.
    Collaborative Financial Ecosystem
    Achieve multi-party coexistence, win-win outcomes and ecosystem collaboration, with results widely applied in e-commerce trade, top-up and bill payment, fund and wealth management, and lifestyle services.
描述
Smart Marketing

Comprehensively improve the operational capabilities of financial channels and channel-based products, enhance customer value across multiple dimensions, and support online internet marketing and the R&D and design of new products.

  • Expand the breadth and depth of customer marketing and operations to achieve full customer coverage.
    Service Coverage
    Expand the breadth and depth of customer marketing and operations to achieve full customer coverage.
  • Leverage channel characteristics and advantages, execute differentiated implementation, and monitor, provide feedback on and supervise progress and results across multiple levels.
    Service Experience
    Leverage channel characteristics and advantages, execute differentiated implementation, and monitor, provide feedback on and supervise progress and results across multiple levels.
  • AI intelligent decision center providing strategy output for all channels.
    Service Model
    AI intelligent decision center providing strategy output for all channels.
  • Unified retail user tags clearly reveal user needs and define retail financial service scenarios.
    Service Targets
    Unified retail user tags clearly reveal user needs and define retail financial service scenarios.
描述
Supply Chain Finance

Improve enterprise capital utilization efficiency and increase the matching degree between supply-side and distributor-side participants in segmented scenarios.

  • Combine traditional supply chain financing with expanded industry supply chain cooperation scenarios. Use real trade backgrounds and movable assets of upstream and downstream customers and enterprises as the basis for credit financing, lowering financing thresholds and addressing financing difficulties for small and medium-sized enterprises.
    Lower Entry Threshold
    Combine traditional supply chain financing with expanded industry supply chain cooperation scenarios. Use real trade backgrounds and movable assets of upstream and downstream customers and enterprises as the basis for credit financing, lowering financing thresholds and addressing financing difficulties for small and medium-sized enterprises.
  • Backed by real transaction credit in scenarios, products and services are open and transparent, providing financing products at preferential interest rates.
    Preferential Interest Rates
    Backed by real transaction credit in scenarios, products and services are open and transparent, providing financing products at preferential interest rates.
  • Flexible and diverse financing products, revolving credit limits, daily interest calculation, borrowing and repayment at any time, and second-level disbursement further reduce total financing costs.
    Flexible Products
    Flexible and diverse financing products, revolving credit limits, daily interest calculation, borrowing and repayment at any time, and second-level disbursement further reduce total financing costs.
  • Fully online interaction and high automation allow users to complete the entire business process without leaving home.
    Convenient Operations
    Fully online interaction and high automation allow users to complete the entire business process without leaving home.
Contact Us
Address: 2301, Building A, Chuangzhi Cloud Center, No. 1 Guangxia Road, Meilin Subdistrict, Futian District, Shenzhen
Tel: +86 755 8832 1104
Email: info@vivebest.com
Useful Links
Copyright © 2009-2026 Venbetter Technology Co., Ltd. All rights reserved.